The analyses presented in this study can be used by policymakers and managers as a guide to promote banking products and services. Safety is the best predictor as most of the customers are confidents to use debit cards because of the security being developed around these debit card transactions. The result indicates that payment methods, consumer attitude and safety are the determinants of debit cards acceptance. The data obtained were analysed using SPSS 20.0 which involves scale reliability, descriptive and regression analysis. The sampling procedure adopted was stratified random sampling. Questionnaires were distributed to the 300 respondents. This study focuses on payment methods, consumer attitude, and safety of debit card in acceptance of debit cards. Thus, the study aimed to investigate the factors affecting the acceptance of debit cards. In addition, there is lacked of research being conducted on the determinants affecting the acceptance of debit cards among Malaysians. Thus, it is important to analyse the acceptance of debit cards for further enhancement and expanding its market share in Malaysia. These days, most of the Malaysians realize that the consumption of debit card will help them to reduce the household debt. Ismail, Shafinar Adnan, Azimah Azizi, Amsyar Bakri, Mohamed Hariri Zulkepli, Jafri International Nuclear Information System (INIS) Determinants of debit cards acceptance: An empirical investigation
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